There are certain things about auto insurance that you absolutely cannot neglect. Well, for one, everybody pays attention to the premium, but that’s all any body pays attention to, and it’s resulted in a huge swell of subscribers that have these rock bottom premium policies with absolutely astronomical deductibles; and the very demographic to do just this sort of thing, is the very pool of subscribers that are likely to need to use their policy, likely to need to exercise the very terms in the policy, of which will not likely cover much, because of the fact that they’re paying into the policy, so little, such a minimum amount. And that’s a tragedy really, because here you are, you have an opportunity to protect yourself with a bit of diversification through a policy, and yet, the subscriber doesn’t take that opportunity. And it’s really out of laziness half the time, to be frank.
